Apple Pay comes to the UK

Apple Pay has come to the UK and is available to a number of banks and services. Included financial institutions are NatWest, Nationwide, Royal Bank of Scotland, Ulster Bank and Santander. HSBC, which was expected to be part of the initial launch said it was planning to launch the service by the end of July. An HSBC spokesperson told the BBC: "We are working hard to bring this to our customers by the end of July."

Apple Pay uses secure touchless payments via NFC and can be enabled by the iPhone 6 an the iPhone 6 Plus as well as the Apple Watch paired to an iPhone 5, iPhone 5s or iPhone 5c. In the UK, Apple Pay will be limited to users that are 13 years old or older, and tap-and-go card transactions with retailers are limited to £20 - rising to £30 in September.